Emphasis needs to be placed on creating a saving strategy that is aligned to your life-goals, needs and wants. Some will save towards wedding related expenses, anniversaries, significant birthday’s, local or international holidays or home renovations, others will open a Savings Account in case of emergency, while others will save to be able to spoil themselves with, for example a branded leather handbag or designer shoes.
“Whatever your savings goal is, ensure that you start saving sooner rather than later.” Smuts outlines 5 core saving principles which will help you in building your savings strategy:
Discipline and commitment is needed to ensure that you stick to your savings goals. “Whether big or small, your initial saving steps will make a difference and help in building a saving culture in South Africa,” concludes Smuts.
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